Regulated Financial Advice

The SalterGuide Ltd (Financial Services Register number 944448) is an Appointed Representative of George Square Financial Management Ltd (Financial Services Register number 572966), which is authorised and regulated by the Financial Conduct Authority (FCA), 12 Endeavour Square, London, E20 1JN. The Financial Ombudsman Service can be contacted at

www.financial-ombudsman.org.uk.

Cashflow Modelling

Cashflow plans are helpful visual aids which project long term wealth. Amongst other things, they help clients to see whether their income in retirement is likely to be sustainable. If they have more than is needed to meet their plans, then, if they wish, they might reduce investment risk, or cover for more inflation, or give away capital to help preserve wealth for future generations.

Intergenerational Planning

Our advice blends the needs of clients with the taxation effect for them of any advice given. We advise on making gifts (during Lifetime and on death) to provide for future generations of family. We also advise on trusts which can help ensure that money falls into the right hands at the right time. Trusts can be useful to reduce Inheritance Tax depending on what degree of access and control is needed by those that create and run such trusts.