Some Areas of Advice

  • Investments for growth or income, taking into account your view of investment risk.
  • Use of different styles of investing, including Managed Portfolio Services and bespoke discretionary management. 
  • Efficient use of tax allowances and exemptions.
  • Gifts (made during lifetime, or through wills on death) to help reduce Inheritance Tax.
  • Corporate pensions including Small Self Administered Schemes.
  • Self Invested Personal Pensions.
  • Pension sharing on divorce.
  • Pension/retirement planning and what to do with your pensions and savings when you retire.
  • Planning with pension Annual Allowance and Lifetime Allowance.
  • Protection to make sure that if you are ill, or die, that your financial plans still work.
  • Shareholder and partnership protection and cross-option agreements. These ensure businesses function as intended following the death or illness of directors/shareholders or partners.
  • Protecting against the loss of key people in business.

Please note that some areas of advice are not regulated by the FCA. Full details will be provided at the time of advice.